Internet Security And Privacy Policy:
First Plus Financial is dedicated to protecting the privacy
of your information. This privacy statement covers the site, www.1stplusfinancial.com.
Because we are committed to your privacy, we devote considerable
resources to the maintenance of secure internet communications
to help ensure that your transactions with us are conducted
in safe environment. Our goal is to protect your privacy
and safety on the internet.
In fact we provide you with more privacy protection than
the current law requires us to do. We do not and will
not sell or share your information with any third party
marketers or entities, which means that you will not have
to ask us not to do so. Unless you tell us explicitly
to share your information, we won’t. Additionally,
even though the law allows us to share your information
with other financial institutions under a “joint
marketing agreement” without your permission, we
won’t.
In order to complete your loan transaction we
will have to share your information with third party institutions.
Here is the list of information and circumstances in which
we do share your information:
- With appraiser and title companies
and credit reporting agencies when they are involved
with your loan process.
- With service providers that assist
us with processes or functions. This includes offering
you the choice to use overseas service providers for
the purpose of processing of loans.
- When you specifically instruct
us to forward your application to another lender that
may be able to help you in the event we are unable
to offer you a product that meets your needs.
During your loan process,
we will communicate with you:
- As necessary to update you on
the status of your accounts.
- During the loan process to complete
your transaction.
- To assist you with your debt management
or recommend loan products, which you may opt-out
of when you first open an account or anytime you receive
the E-LOAN email by clicking on the unsubscribe link.
To Protect Your Information:
- By only hiring employees trustworthy
and employees who pass through stringent background
checks.
- We only use Secure Sockets Layer
(SSL) technology supporting up to 128-bit encryption
in order to prevent unauthorized persons or entities
from viewing any personal information transmitted
to or from First Plus Financial.
- By only allowing authorized personal
to view your information.
- By adopting high standards of
security and bringing legal actions against individuals
or entities who may abuse any and all personal information.
Please review our full policy
below for more details. If you have any questions pertaining
to our privacy policy, please contact
us.
PRIVACY POLICY
This Privacy policy pertains to the information provided
to us by you when you call or visit the First Plus Financial
website, www.1stplusfinancial.com while requesting information
on our product or services. Our products and services
are intended for U.S Residents over 18 years of age.
At First Plus Financial we take this issue very seriously
and are constantly working to combat and take proactive
steps to make sure that your personal information does
not fall into wrong hands. With these strict guidelines,
we are happy to announce that we have never had any
single issue regarding this matter since the inception
of our company. And we are committed to maintain such
record in the future.
To assist you with our Privacy Policy, we have
provided answers to questions you may find most important:
How Do We Collect and use your information
- Through information provided
to us by you from our website www.1stplusfinancial.com,
we will use this information to process, fund and
service your loan, comply with government regulations,
to improve our products and services and to better
understand your financial needs.
- Applications and other forms, or
through other communication including information
provided by you via mail, telephone, personally, or
electronically. Such information may include your
name, address, employment, income, social security,
and other identifying information.
- Your transactions with us. Such
information may include, for example, your loan balance,
payment history and other account information;
Consumer reporting agencies or other companies that
may include information regarding your creditworthiness
or your credit history;
- Other sources from third parties
concerning your credit, deposit, employment and other
relationships. Such information may include, but is
not limited to, property appraisal, and other representations
made by you.
Who Do We Disclose Your Information
To
- With appraiser and title companies
and credit reporting agencies when they are involved
with your loan process.
- With service providers that assist
us with processes or functions. This includes offering
you the choice to use overseas service providers for
the purpose of processing of loans.
When you specifically instruct us to forward your
application to another lender that may be able to
help you in the event we are unable to offer you a
product that meets your needs.
- We may need to share your information
with law enforcement or government agencies in response
to a subpoena, state/federal audit or other similar
circumstances. Additionally, the law requires that
all mortgages and deeds of trust be recorded with
the local county recorder's office
At First Plus Financial,
we only deal with trusted third party vendors who have
proven track record of safety and security. Third party
companies as mentioned above such as appraisal, title
and credit reporting agencies have agreed to keep confidential
the information that we provide to them and to use your
information only to carry out the functions we have
asked them to perform and as agreed upon by you. We
do not share your nonpublic personal information with
any company, persons, or entities outside our corporate
family for the purpose of marketing that company’s
products or services. Finally, we may disclose any and
all information above as permitted by law.
These service providers have
agreed to keep the information we provide to them confidential
and to use the information only to carry out the functions
we have asked them to perform. The service providers
do not use the confidential information for any other
purposes.
How Do We Protect Your Information
- By only hiring employees
trustworthy employees who pass through stringent background
checks.
- We only use Secure Sockets
Layer (SSL) technology supporting up to 128-bit encryption
in order to prevent unauthorized persons or entities
from viewing any personal information transmitted
to or from First Plus Financial.
- By only allowing authorized
personal to view your information.
- By adopting high standards of security
and bringing legal actions against individuals or
entities who may abuse any and all personal information.
Will This Policy Change In The Future
In this changing world of ours we are constantly battling
new policies, governmental regulations, new web development
and ever changing technology. First Plus Financial
may change this Privacy Policy from time to time to
accommodate these changes and we will promptly post
the current version of the Privacy Policy at the 1stplusfinancial
website.
Who Can I Contact For Privacy Related Issues
Please contact us at info@1stplusfinancial.com.
We will give this matter a first priority and will make
every attempt to resolve your issues right away.
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